Platform Overview

Built for B2B disbursements

Enterprise-grade payout infrastructure — wallet management, beneficiary validation, GST compliance, and a developer-friendly API.

Payout API

Integrate once and access the full payout lifecycle — create disbursements, check status, and receive webhooks with consistent JSON responses.

  • RESTful JSON API with full documentation
  • API key + secret key authentication
  • Bank (IMPS/NEFT) and UPI payout modes
  • Prepaid wallet with automatic fee + GST deduction
POST /api/v1/payout/create

{
  "reference_id": "PAY-001",
  "amount": 1000.00,
  "payout_mode": "imps",
  "beneficiary_id": 1
}

Prepaid Wallet System

Merchants load wallet balance upfront. Each payout deducts amount + platform fee + GST instantly. Failed payouts are refunded automatically to the wallet.

  • Bank transfer with mandatory UTR for wallet loads
  • Per-merchant pricing packages (% or flat fee)
  • Real-time balance with low-balance alerts
  • Full ledger with opening/closing balance per entry
IMPS

Instant transfer

NEFT

Batch settlement

UPI

VPA payouts

Ledger

Full audit trail

Enterprise-grade protection

Every payout is protected with multiple layers of security and compliance.

Encrypted Credentials

API keys protected with MPIN + OTP. Secrets shown once at generation.

IP Whitelisting

Restrict API access to your server IPs only for production environments.

KYC Verified

All merchants verified before API access and payout limits are granted.

Explore the full API reference

Authentication, beneficiaries, payouts, webhooks, and error codes — all documented with code examples.

Open API Documentation